Inflation is Rising; Here is The Best Strategy to Handle Saving and Investing
Автор: Reuben Kimani
Загружено: 2022-10-29
Просмотров: 932
Описание:
Amid the rising cost of living, the idea of saving and investing squarely falls under a person’s financial goals in the short term and long term.
There are various types of savings:
1. Emergency Savings - this fund protects you from unforeseen challenges such as major injuries, long-term illness, job loss etc.
2. Retirement Savings – this caters to your old age when you will no longer be productive
3. Personal savings and short-term goals - Since retirement and emergency accounts are off-limits, where do you get money to buy a new car, update your wardrobe, or go on vacation? From your personal savings.
4. Investment savings – this is ideal for building wealth and generating more income.
The ideal way to invest is using the 50/30/20 rule where at least 20% of your income should go towards saving and investment.
Watch this video to learn more.
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