Instant Cash - Bajaj Personal Loan Tamil - Eligiblity - Loan App Fast Approval - Loan App Tamil

Описание: Instant Cash - Bajaj Finserv - Eligiblity - Documents - Loan App Fast Approval - Loan App Tamil

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Bajaj Market App Loan Details 2025
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Basic Explanation:
Loan Amount & Tenure
Loan Amount: Up to ₹50 lakh (inclusive of insurance premiums, value-added services, and processing fees).
Repayment Tenure: Flexible options ranging from 12 to 96 months

Interest Rates & Charges
Interest Rates: Starting from 10% p.a., varying based on factors like credit score and income.
Processing Fees: Up to 3.93% of the loan amount (inclusive of taxes).
Prepayment Charges: Up to 4.72% of the principal outstanding.
Bounce Charges: ₹700 to ₹1,200 per instance.
Penal Charges: ₹6 to ₹12 per day for delayed payments

Eligibility Criteria
Age: Between 21 and 80 years (age at loan maturity).
Employment: Salaried individuals employed with MNCs, public, or private companies.
Citizenship: Must be a resident of India.
Credit Score: A CIBIL score of 685 or above is ideal for quicker approval

Required Documents
KYC Documents: Aadhaar card, PAN card, passport, voter’s ID, or driving license.
Income Proof: Salary slips for the last 3 months.
Bank Statements: Statements for the past 3 months.
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