₹5,000 SIP for 20 Years | This NIFTY Allocation Gave SHOCKING Results 😱

Описание: ₹5,000 SIP for 20 Years | This NIFTY Allocation Gave SHOCKING Results 😱

In this video, I perform a 20-year SIP backtest (2005–2025) on major Indian equity indices — NIFTY 50, NIFTY Next 50, NIFTY Midcap 150, and NIFTY Smallcap 250 — using different asset allocation strategies.

💡 Same SIP. Same duration. Different allocation. Completely different results.

👉 Monthly SIP: ₹5,000
👉 Total investment: ₹12.6 Lakhs
👉 Duration: 252 months (21 years)

🔍 Key Findings from the Backtest:

The 10-20-30-40 allocation (NIFTY50–Next50–Midcap–Smallcap) delivered the highest final value of ~₹71.75 Lakhs with an XIRR of 14.53%

Equal allocation (25-25-25-25) closely followed with strong risk-return balance

The so-called “safe” allocation (70-20-10-0) had lowest volatility, but failed to generate the best returns

Risk, return, drawdown, volatility, and RoMaD metrics reveal why allocation matters more than timing

📊 This video breaks the myth that lower risk always means better outcomes and shows how long-term SIP wealth creation is driven by smart asset allocation, not guesswork.

⚠️ This analysis is purely data-driven and educational. It is not financial advice.

👉 Watch till the end to understand:

Which allocation suits long-term SIP investors

How midcap & smallcap exposure changes wealth

Why “safe” portfolios can underperform over decades

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Disclaimer:
I am not a SEBI-registered investment advisor. The content presented in this video is for educational and informational purposes only and should not be considered as financial or investment advice. Viewers are advised to conduct their own research and consult with a qualified financial advisor registered with SEBI before making any investment decisions. The investments discussed may not be suitable for all investors. I am not responsible for any losses or damages arising from the use of this information. All investments are subject to market risk — please invest wisely.