Capital Gains Tax San Jose: $1.8M Home Sale Breakdown (Real Numbers)

Описание: Understanding capital gains tax on a home sale is one of the most important financial decisions for San Jose homeowners. Whether you're selling after 10, 20, or 30 years, knowing how capital gains tax is calculated—and how to minimize it—can save you tens of thousands of dollars.

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Worried about a massive capital gains tax bill when you sell your San Jose home? You're not alone—and the news is better than you think.

The #1 misconception I hear from long-time homeowners: "I don't pay capital gains tax if I buy another house, right?" WRONG. That rollover rule was eliminated in 1997, but the current law is actually much better for most sellers.

In this video, I break down exactly how capital gains tax works for San Jose homeowners with real numbers, real examples, and strategies most agents never mention.

What You'll Learn:
✅ Why you DON'T need to buy another house to avoid capital gains tax
✅ The $500,000 Capital Gains Exclusion explained (IRS Section 121)
✅ Real example: $1.8M Willow Glen home sale with complete tax breakdown
✅ Special benefits for surviving spouses (step-up in basis in California)
✅ When your tax is actually due (hint: you can earn interest on it first!)
✅ The 6 variables you need to calculate your exact tax bill
✅ How much profit you REALLY keep after all taxes and costs
Real Numbers from the Video:

Bought for $250K in 1995
Sold for $1.8M in 2026
Total tax bill: ~$278K
Net profit AFTER all taxes: Over $1 Million

➡️➡️Your Next Steps:
📅 Book a FREE 30-minute consultation to discuss your specific situation: https://homeexp.co/sellercall
📊 Read my Capital Gains Tax Preparation Checklist: https://www.homeownerexperience.com/c...
💰Looking to make more money on your HOME SALE, watch this! - https://homeexp.co/sellformore

Time Stamps:
0:00 - Introduction
0:45 - The Rollover Misconception (Law Changed in 1997!)
2:15 - Current Law: The $500K Capital Gains Exclusion
4:00 - Real-World Example: Complete Tax Calculation
7:30 - When Your Tax Is Actually Due (Strategic Timing!)
8:15 - Your Real Net Profit After Everything
9:45 - Special Benefits for Surviving Spouses in California
11:30 - The 6 Variables You Need for an Accurate Estimate
13:00 - Next Steps & Call to Action


👉RESOURCES:
✔️ Sell Your Home For $25k-$50k More - http://bit.ly/SJSellerGuide


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✅ ABOUT THERESA | HOMEOWNER EXPERIENCE REAL ESTATE:
I'm Theresa with Homeowner Experience Real Estate. For 21 years, I've helped San Jose home buyers navigate this market using my engineering background to provide analytical, data-driven guidance. My systematic 5-phase approach eliminates confusion, prevents costly mistakes, and helps buyers build long-term wealth through smart neighborhood selection and strategic home purchases.

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San Jose, CA, including Almaden, Cambrian, Blossom Valley, Willow Glen, Campbell, Los Gatos, Downtown San Jose, and more.

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Important Disclaimer: This video provides general educational information only. Tax laws are complex and individual situations vary. Always consult with a CPA or certified financial planner for advice specific to your situation.

🏡 Homeowner Experience Real Estate | Theresa Wellman
Serving San Jose & Silicon Valley Since 2004
21 Years of Data-Driven Real Estate Guidance
Lic# 01478084
📐Engineer, 📊Stats Geek, ⚡High-Energy, 🍽️Foodie
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