2026 Binder Setup & Cash Envelope System | New Year Budget Refresh

Описание: 2026 Binder Setup & Cash Envelope System | New Year Budget Refresh

Welcome back! In today’s video, I’m walking you through my 2026 binder setup and cash envelope system refresh as I prepare for the new financial year. This annual reset helps me stay intentional with my money, align my spending with my FIRE goals, and start 2026 with clarity and confidence.

In this video, you’ll see:
✨ My 2026 cash envelope categories
✨ How I reset and refresh my sinking funds
✨ Updates I’m making to my budgeting binders for the new year
✨ How I use the cash envelope system to control spending
✨ Tips for staying consistent with cash budgeting in 2026

Chapters:
00:00 - Intro
00:30 - Monthly Expenses Binder
10:37 - Annual Payments
17:00 - Sinking Funds
29:30 - Kids Binder
41:20 - Holiday Binder
45:04 - Emergency Funds Binder
49:50 - Sinking Efunds
53:50 - 2026 Savings Challenges
64:49 - Outro

If you’re using—or curious about—the cash envelope system, budgeting binders, or sinking funds, this video will give you practical ideas and inspiration to build a system that works for your life.

This setup supports my goals to:
✔️ Increase my savings rate
✔️ Practice conscious spending
✔️ Stay consistent with zero-based budgeting
✔️ Build long-term wealth on my path to financial independence

Whether you’re starting fresh in 2026 or refining an existing system, I hope this binder refresh motivates you to create a money routine that feels organized, realistic, and sustainable.

💬 Let me know in the comments: Are you using cash envelopes in 2026? Or are you switching up your budgeting system this year?

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🌟 About Me 🌟

Hey there! I’m Brie, a 44-year-old Mom personal finance enthusiast, and FIRE advocate. After stepping away from strict budgeting for a while, I’m now getting back into it and using the cash envelope system to regain control of my finances. My goal is to retire at 60 with a F.I.R.E number of $1,500,000. I created FIRE Roadmap to FU Money to document my journey, (re)learn as I go, and share what works (and what doesn’t). If you’re resetting your financial habits or just starting out, let’s figure it out together and build that FU money! 💸🔥

DISCLAIMER - I'M NOT A FINANCIAL ADVISOR

📲 Let’s Connect!
📸 Instagram: www.instagram.com/fireroadmaptofumoney
📸 Instagram: www.instagram.com/brie_plans

🎥 More FIRE Content:
▶️ Networth Tracker Playlist →    • Net worth tracker  
▶️ Budget Playlist →    • Budget  

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