Finance 101: Your Lifelong Transformation Starts Today

Описание: Starting today, this class gives you a clear, practical roadmap to take control of your money. You’ll learn the four pillars (Budgeting, Saving, Spending, Investing) and exactly how to apply them this week.

What you’ll learn:
• How to track every dollar for 90 days so you finally see where your money goes.
• The simple emergency-fund ladder: $1,000 → 3–6 months of expenses.
• A clean debt strategy: pause new debt, pay high-interest first, and know good vs. bad debt.
• Smart investing basics: understand risk, grab your 401(k) match, diversify, and automate.
• Credit that works for you: why your score matters and the habits that raise it.

Chapters:
00:00 Intro & Mindset Shift
01:15 The 4 Pillars of Personal Finance
04:10 How to Track Spending (the 90-Day Method)
08:30 Emergency Fund: $1,000 → 3–6 Months
13:45 Kill Debt (High-Interest First)
18:40 Investing 101: Match, Diversify, Automate
24:30 Credit Score & Daily Habits
28:40 Your 7-Day Action Plan

Who this is for:
• Beginners who want a straightforward plan that actually fits real life
• Anyone tired of money stress and ready for a reset
• New investors who want to avoid common mistakes

Free resources/next steps:
• Take the “90-Day Spending Snapshot” this week
• Build your $1,000 crisis fund, then stack to 3–6 months
• Turn on auto-pay + auto-invest to lock in momentum

Call to action:
If you want help tailoring this to your situation, book a free 15-minute Money Checkup (link in description). Let’s build your plan.

Disclaimer: This video is for education only, not financial advice. Do your own research or talk with a licensed professional.