How People Are Quietly Escaping Credit Card Debt

Описание: No gimmicks. Just 4 steps that actually work

1️⃣ Cut the card. Literally.
Get scissors. Cut it up. Remove it from every online account.
You can’t dig out of a hole while you’re still digging. This isn’t about willpower, it’s about removing the option entirely

2️⃣ List every balance
write down every card, every balance, every interest rate

3️⃣ Kill 3 expenses this week
Not next month. THIS WEEK.
Cancel one subscription. Skip one takeout order. Find ONE thing you can cut. Small changes compound

4️⃣ Pay $X extra above the minimum
Most of the minimum goes to covering interest, not your actual debt. On $5,000 at 18% you’ll be paying for 30+ years. Even $50 extra per month, cuts that down to about 6 years

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