The Creative Financing Blueprint to Financial Freedom

Описание: Join an active community of RE investors here: https://linktr.ee/gabepetersen

0:00 - Introduction & Welcome to The Real Estate Investing Club
1:11 - Chris's Origin Story: Starting Real Estate at 20 With $0.37
5:15 - Breaking Down the Subject To Strategy for Beginners
7:01 - Why Motivated Sellers Say YES to Subject To Deals
9:09 - The Wrap Strategy: How to Become the Bank
12:06 - Wholesaling as a Licensed Agent & Virginia's New Laws
15:14 - Social Media Lead Generation & Automation Systems
18:24 - Quick Question Round: Books, AI & Mentorship
21:55 - Lessons Learned: The Costly Negotiation Mistake to Avoid
24:35 - Best Deal Ever: $35 Out of Pocket & $1,000/Month Cash Flow
26:48 - The Mentor Who Changed Everything

🏠 What if you could buy real estate with little to no money out of pocket and still generate serious monthly cash flow? In this episode of The Real Estate Investing Club, host Gabriel Petersen sits down with Chris A. Williams — real estate investor, broker, and founder of Assets Real Estate in Hampton Roads, Virginia — to break down the creative financing strategies he used to go from $0.37 in his bank account to owning a portfolio of cash-flowing single family homes. If you want to build real wealth through real estate investing, this episode is packed with actionable strategies you can use right now.

HOW TO BUY REAL ESTATE WITH CREATIVE FINANCING

💡 Chris walks us through the subject to strategy in detail — one of the most powerful and underutilized tools in residential real estate investing. When you purchase a property subject to the existing mortgage, you take over the deed and ownership while the seller's original loan stays in place, allowing you to potentially inherit incredibly low interest rates without ever qualifying for a new loan. Chris explains why motivated sellers agree to this arrangement and how he closed his very first deal on a neighbor's listing that had been sitting dead on the market with no buyers.

THE WRAP STRATEGY: GENERATE PASSIVE INCOME BY BECOMING THE BANK

💰 After mastering subject to, Chris discovered the wrap strategy — an Agreement for Deed — which layers a second financing arrangement on top of the existing mortgage. By charging his wrap buyer $2,500 per month on a property with a $1,700 existing mortgage, he pockets the $800 spread every month while the wrap buyer takes on responsibility for repairs and maintenance. On his second deal, Chris collected a $12,000 down payment and closed with only $35 out of pocket — a blueprint for building passive income with almost zero capital.

WHOLESALING REAL ESTATE AS A LICENSED AGENT

📋 Chris breaks down how he navigates being both a licensed broker and an active wholesaler. In Virginia, a new law now requires anyone completing two or more wholesale transactions to hold a real estate license. His average wholesale assignment fee runs around $35,000 — far exceeding a typical agent commission — and radical transparency with sellers is the foundation of making every deal work ethically and profitably.

SOCIAL MEDIA LEAD GENERATION & AUTOMATION FOR REAL ESTATE INVESTORS

📲 Chris's Instagram-driven lead generation machine is one of the most practical takeaways in this episode. Instead of expensive paid ads, he uses organic content paired with smart DM automation and ISAs to ensure every motivated seller lead gets followed up on immediately. A single trigger word in a DM launches an entire nurture sequence, routing leads to the right people at the right time and ensuring no opportunity slips through the cracks.

REAL ESTATE INVESTING LESSONS, MINDSET & MENTORSHIP

🧠 Chris shares a painful lesson from a BRRRR deal where poor negotiation cost him thousands. His advice: be disciplined at the table — every dollar you give away directly reduces your return. He also credits his mentor Geo Paradise with pushing him to start investing for himself rather than just facilitating other people's deals. His message to every listener on the sidelines is simple: be fearless, stop overthinking, and just buy your first property.

📚 Book: Wealth Without Cash by Pace Morby | 📍 Market: Hampton Roads, VA | 🤖 AI: ChatGPT

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#RealEstateInvesting #CreativeFinancing #SubjectTo #WholesalingRealEstate #FinancialFreedom

Want to learn more about our guest? Connect here: www.iamchrisawilliams.com

Want to learn more about the REI Club Podcast, how to invest with Gabe at Kaizen, or join our community of active real estate investors on Skool? Visit the podcast website at https://www.therealestateinvestingclu... or click here: https://linktr.ee/gabepetersen