He Has £57K Saved… But Still Feels Broke 🤯

Описание: Can you have thousands in savings and still feel broke?
This Fix My Finances UK episode reveals the hidden danger of saving too much money and not knowing how to use it.

Meet Tunde – a 31-year-old UK-based software developer with tens of thousands saved, no financial obligations, and a stable income…
But despite the high savings?

👉 He’s scared to spend.
👉 He refuses to invest.
👉 He still feels financially unsafe.

This is what we call financial hoarding — when your money mindset is ruled by fear, not strategy.

📊 In this episode, I’ll break down:
✅ Tunde’s exact income, expenses & savings (down to the penny)
✅ Why even with high income and no debt, he still feels broke
✅ The difference between saving and hoarding
✅ How money trauma and scarcity mindset can keep you stuck
✅ Money mindset shifts and limiting beliefs
✅ Practical steps to create guilt-free spending habits, invest with confidence, and feel truly secure
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RESOURCES MENTIONED
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⚠️ Disclaimer:
This video is not financial advice. I’m sharing my personal investment journey for educational purposes only. Always do your own research and consider speaking to a financial professional before making investment decisions.
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TIME STAMPS
00:00 – Intro : what intrigued me about Tunde
0:43 – Meet Tunde: The Over-Saver
1:42 – Income Breakdown
2:05 – Monthly Expenses
3:40 – Savings Breakdown
4:47 – No Debt — So What’s the Problem?
5:19 – Money Mindset Red Flags 🚩
7:34 –Where Tunde's financial trauma really comes from
8:35 – How to Fix This (Mindset Work)
10:53 – Practical fixes for his finances
15:36 - Join my accountability group
17:00 – Final Thoughts + Your Turn
Thanks for watching!

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