Hit $190K at 30 and Never Save for Retirement Again | Coast FIRE Explained

Описание: Hit $190K at 30 and Never Save for Retirement Again | Coast FIRE Explained

What if you could save aggressively for 10 years, hit one magic number, then never have to save for retirement again? That's Coast FIRE—and it's the cheat code most people don't know exists.
I'm Boris, and today I'm breaking down the exact math behind Coast FIRE: the financial strategy that lets you front-load your savings, hit your number in your 30s, then enjoy 100% of your paycheck for the rest of your life while compound interest finishes the job.
What you'll learn:
✅ Coast FIRE vs Regular FIRE: Why this is the Goldilocks zone
✅ Grinding Gary vs Coast Carl: The $2.5M vs $1.7M comparison
✅ How to calculate YOUR Coast FIRE number (step-by-step formula)
✅ The psychological freedom of hitting your Coast number
✅ Why $190K at age 30 = $2M at age 65 (with zero additional contributions)
✅ The snowball effect: When compound interest takes over
✅ How to switch from accumulation mode to maintenance mode
The math: If you're 30 and want $2M at 65, you need $190K invested today at 7% growth. After that? Stop saving. Keep 100% of your paycheck. Let time do the work.
Coast FIRE isn't about retiring early—it's about removing the biggest financial stressor: the fear of being broke when you're old. Front-load the pain, enjoy the middle decades, retire rich.
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