Fixed vs Floating interest rate | Home Loan Interest rate

Описание: 🏡 Fixed vs Floating Home Loan Interest Rate – Which Is Better?
In this video, understand the clear difference between fixed and floating interest rates on home loans. Fixed rates stay the same throughout the tenure, giving you stable EMIs but usually at a slightly higher rate, often 1–2% more than floating options.

Floating rates are linked to benchmarks like the RBI repo rate, so your EMI can increase or decrease with market movements—this can save money when rates fall but adds risk when rates rise.

Learn when to choose fixed (for safety and predictable cash flow) and when floating may work better (for long tenures, falling-rate cycles, or flexible borrowers). This guide will help you pick the right home loan structure for your income, risk level, and long-term plans.

if you are confused how repo rate changes you can check it on Repo Rate website 👇
www.rbi.org.in

If you are interested in investing you can start your journey with Upstox 👇
https://upstox.onelink.me/0H1s/74B4KV

#reporate #homeloaninterestrate #rbireporate #homeloantips #homeloanhelp #homeloanprocess #homeloanexpert #homeloanassistance #homeloaneligibility #homeloans #homeloan #homeloanindia #homeloans #dreamhouse