Monarch vs Rocket Money: I Tested Both for 3 Years (In-Depth Comparison)

Описание: Monarch 7-day FREE trial (plus 50% OFF, use code JAKE50): https://roadmapmoney.com/monarch

Try Rocket Money FREE here: https://roadmapmoney.com/rocket

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In this video, I compare Monarch Money vs Rocket Money side-by-side using my real accounts.

I've been using these apps for 3 years, and they both help you track your spending, save more money, and get better with money

But these apps work very differently, so I want to show you exactly who Monarch and Rocket Money are for -- including some things I don't like about each app.

If you’re deciding between Monarch and Rocket Money, this video will help you figure out which app actually fits how you manage money.

🔍 What I Cover in This Review

Which app has the better dashboard & user experience
Budgeting tools compared (flexible vs simplified)
Subscription tracking & bill negotiation features
Net worth tracking differences
Goals & long-term planning tools
Reporting & insights
Pricing breakdown (what you actually get for your money)
Who each app is best for
Which one I personally recommend—and why

👤 Who Each App Is Best For

Monarch Money

Best if you want:

A clean, modern dashboard
More detailed budgeting features & control
Strong net worth & investment tracking
Detailed reporting and custom categories
Long-term planning & goal tracking
Big-picture financial clarity

Rocket Money

Best if you want:

Help tracking subscriptions
Basic budgeting without a steep learning curve
Bill negotiation features
A simple mobile-first experience
Quick visibility into spending

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