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Why I’m Living on Social Security (And What I’d Do Differently)

Автор: Retired and Trying

Загружено: 2026-01-19

Просмотров: 29044

Описание: I didn’t blow my money.
I didn’t live recklessly.
I worked hard, raised a family, stayed loyal to my jobs — and I still ended up here.

In this video, I share the honest story of how a normal working life quietly led me to retire on Social Security — without the retirement savings most people expect to have.

This isn’t a regret video.
It’s a real-life look at how millions of people slowly drift into this place without realizing what’s happening — and what I wish I had understood earlier.

If you’re in your 40s, 50s, or even early 60s, this story might look a lot like your own… or your future.

👉 Watch to understand:
• How “normal life” quietly delays retirement planning
• Why working hard doesn’t automatically mean building wealth
• How small decisions compound into long-term outcomes
• What I would do differently if I could start again
• And why it’s never too late to start paying attention

0:00 How I Ended Up Here
0:25 What a “Normal Life” Looked Like
1:29 No Map, No Mentor
2:19 When Life Hit
2:51 My First Business Attempt
3:09 Trying Again (And Failing Again)
3:32 The Window That Could Have Saved Me
4:06 One More Leap
4:53 The What-Ifs
5:26 The Part Nobody Prepares You For
6:23 I Didn’t Fail — I Wasn’t Taught
6:53 It’s Not So Bad


This channel is about real retirement life — not hype, not hustle culture, just honest conversations about money, work, and rebuilding in the later years.
Retired and Trying is a real life retirement education channel focused on living on Social Security, simple living after 60, downsizing, and finding stability on a fixed income.

These videos share real experience — not hype — about what retirement actually looks like, including budgeting, living alone, reducing expenses, and learning to live within narrow margins.

This channel is for retirees and soon-to-be retirees who want practical, realistic retirement guidance without pressure, sales tactics, or unrealistic promises.

🔹 📬 Join The Trying Times newsletter: https://retiredandtrying.com
🔹 Quietly support the channel: https://buymeacoffee.com/retiredandtr...
Or, if you prefer, use the Join button to become a Coffee Club member here on YouTube.

🧾 Protect Your Paperwork After 60 (Free Checklist)
https://retiredandtrying.com/protect-...

💵 Control Monthly Bills on a Fixed Income
https://retiredandtrying.com/best-bud...

#LivingOnSocialSecurity, #RealRetirementLife, #RetirementReality, #LifeAfter60, #RetirementJourney, #SimpleLiving, #RetiredAndTrying, #DownsizingInRetirement, #RetirementOnABudget, #LateLifeFinances

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Why I’m Living on Social Security (And What I’d Do Differently)

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