What is a Kisan Credit Card (KCC)? | How to Apply for KCC Loan in India (4)

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Learn how every Indian farmer can get a government-backed loan with an interest rate as low as 4% through the Kisan Credit Card (KCC) scheme. This video is a complete step-by-step guide that simplifies the entire process.

Advocate Naresh Kudal from "Vidhan ka Gyan" breaks down the KCC loan scheme in simple language, explaining why it's the best loan for farmers and how you can apply for it without any hassle.

In This Video, We Will Cover:

(00:00) Introduction to Kisan Credit Card (KCC)
Why Every Farmer Needs a KCC:
The Lowest Interest Rate in India (Just 4% effective rate!)
The Benefit of Government Loan Waivers
Easy Renewal Process
KCC Loan Eligibility Criteria:
Age Requirements (18-75 years)
Who needs a co-applicant?
Loan Limits:
Up to ₹1.6 Lakh without any guarantee (collateral-free)
Up to ₹3 Lakh with a guarantee
How to Apply for KCC (Step-by-Step):
Category 1: For farmers already receiving PM-KISAN benefits (Easy Process)
Category 2: For farmers NOT receiving PM-KISAN benefits
List of Required Documents:
Search Report, Jamabandi, Girdawari, Map, etc.
The role of the bank's lawyer and guarantors.
This guide aims to empower every farmer with the right information to easily access the benefits of the Kisan Credit Card scheme.

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Disclaimer: This video is for educational and informational purposes only. Please consult with your bank or a financial advisor for specific details related to your application.

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Thanks,
Team Naresh Kudal Advocate,
Vidhan ka Gyan