Granny Flats? Florida ADU Law Is About to Make Homeowners RICH (But HOAs May Block You)

Описание: Florida homeowners — this is the housing shift almost nobody is explaining correctly. And it could dramatically change how much your property is worth.
A major Florida bill is pushing forward that would require cities and counties to allow ADUs — Accessory Dwelling Units — also known as granny flats, backyard cottages, and garage apartments — on single-family lots by right. That means fewer zoning roadblocks and faster approvals for adding a second living unit to your property.
Sounds simple? It’s not. And this is where most people will either create a wealth engine… or make an expensive mistake.
In this video, I break down:
✅ What Florida Senate Bill 48 actually means for homeowners
✅ How ADUs can create rental income and multigenerational living options
✅ Why homestead protections still matter
✅ The short-term rental restriction most investors are missing
✅ Real construction cost ranges ($120–$400 per sq ft)
✅ Which properties benefit — and which ones don’t
✅ The hidden HOA restriction trap
✅ Infrastructure, insurance, and resale risks nobody talks about
An ADU is not just a “small extra house.” It’s a strategy tool — when used correctly. Lot size, setbacks, utilities, HOA rules, tax treatment, and neighborhood dynamics determine whether this becomes passive income or a permitting nightmare.
Most people will hear headlines. Smart owners will run numbers.
If you own property in Florida — or are buying — you need to understand how this impacts value, financing, rental potential, and exit strategy.
Watch before you build. Watch before you buy. Watch before your HOA says no.
Comment “ADU” if you want me to analyze whether your property qualifies and what the real ROI could look like.