Will My Home Insurance Help Me After A Flood?
Автор: Your Home Insurance Guide
Загружено: 2025-12-01
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Are you wondering if your standard home insurance policy offers protection after a flood? Many homeowners are surprised to learn what is, and isn't, covered when disaster strikes. This video breaks down everything you need to know about flood damage and your insurance.
Here's what you need to know about flood insurance:
► Standard home insurance policies typically DO NOT cover damage caused by flooding.
► You will likely need a separate flood insurance policy to protect your home from rising water.
► Flood insurance often covers structural damage, foundation, appliances, and personal belongings.
► The National Flood Insurance Program (NFIP) is a primary provider of flood insurance in the United States.
► Understanding your risk and policy options is crucial for comprehensive protection.
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