30-Year Mortgage Rates Above 7%? The 7-Year Fixed ARM Option | Kansas City

Описание: 30-year mortgage rates are back above 7%. In this Kansas City update I walk through a 7/6 Portfolio ARM with a permanent rate buydown: a fixed rate for the first 7 years, with options to buy the rate down using a lender credit or discount fee. Plus a Lake Lotawana price reduction, Oktoberfest events around KC, and the August market numbers.

🏦 7/6 PORTFOLIO ARM — PERMANENT BUYDOWN OPTION
Fixed rate for the first 7 years, then adjusts. Shown with lender partner Ron Cardozo, First Bank (NMLS# 34541; First Bank NMLS# 551928), 913-710-5626.
Rates shown in the video were as of September 23, 2026. Rates, terms and program availability are subject to change without notice. This is not a loan commitment. Talk to a licensed loan officer for current rates and to see if an ARM fits your plans.

🏡 LAKE LOTAWANA HOME + GUEST HOUSE — $40,000 PRICE REDUCTION
95 M St, Lake Lotawana, MO 64086. Main home plus a separate guest house / man cave / workshop.

🍺 OKTOBERFEST EVENTS AROUND KANSAS CITY
Family-friendly and 21+ events across the metro.

📊 GREATER KANSAS CITY MARKET UPDATE — AUGUST 2026
Average sales price: $403,174 | Days on market: 39 | Months supply: 2.6 | 97.7% of original list price received

🏠 What's your home worth? Want to compare a traditional sale against cash offers? Call/text 816-560-3585.

⏱ CHAPTERS
0:00 30-Year Rates Above 7%
0:50 7/6 ARM: 7-Year Fixed With a Permanent Buydown
2:10 Lake Lotawana Home: $40K Price Reduction
2:34 Oktoberfest Events Around KC
2:45 August Market Update + What's Your Home Worth

Link to full newsletter:
https://drive.google.com/file/d/1h31Q...

Equal Housing Opportunity.

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Living in Kansas City offers the perfect blend of affordability, culture, and opportunity. Whether you're a first-time homebuyer, a growing family, or a young professional, Kansas City has something for everyone.

One of the biggest draws is the cost of living in Kansas City—it's significantly lower than the national average, especially when it comes to real estate. With charming neighborhoods, spacious homes, and a variety of housing options, it's no wonder the Kansas City housing market is booming.

Beyond affordability, Kansas City is rich in culture and entertainment. From world-class barbecue to a thriving arts and music scene, there’s always something happening. Residents love catching a Chiefs or Royals game, exploring local breweries, or strolling through the Country Club Plaza or Crossroads Arts District.

In short, Kansas City real estate is not just a great investment—it’s a lifestyle upgrade. Come for the savings, stay for the quality of life.

🏡 Are you ready to take the first step towards homeownership and build your wealth through real estate? It cost you nothing to use us as your real estate advisor.

We offer expert guidance and access to a variety of programs, including:
• First-Time Buyer Program
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…and much more!

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Chad Novotny, Real Estate Advisor
eXp Realty LLC
KS License #: SP00044736
MO License #: 2012042329
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Email: [email protected]
Office: 913-451-6767

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