UK Benefits Shakeup: New Bank Checks Explained (April 2026 Changes)

Описание: Big changes are coming to the UK benefits system in April 2026. The government is introducing new bank checks to tackle fraud and error, but what does this mean for you? This video breaks down everything you need to know:
What's Changing?
New bank checks will be introduced to identify potential benefit fraud or errors.
These checks will focus on means-tested benefits like Universal Credit, Housing Benefit, and Pension Credit.
The state pension is exempt from these checks.
How Will It Work?
Banks will run automated checks against specific eligibility indicators set by the DWP.
If an indicator is triggered, the DWP may request further information and conduct a full investigation.
A human caseworker will make the final decision.
What Benefits Are Affected?
Universal Credit
Housing Benefit
Income Support
Jobseeker's Allowance (income-based)
Employment and Support Allowance (income-related)
Council Tax Reduction
Tax Credits
Pension Credit
What Can You Do?
Report any changes in income, savings, or circumstances promptly.
Keep records of payslips, bank statements, and other relevant documents.
Understand the savings and earnings thresholds for your benefit.
Seek advice if you receive a compliance letter or interview request.
Key Dates:
New powers start from April 2026
Full rollout expected between 2029 and 2031
Stay informed and prepared for these upcoming changes to the UK benefits system. #UKBenefits #DWP #BankChecks #UniversalCredit #StatePension