The Real Truth About Credit Nobody Tells You

Описание: Welcome back to Flow Forge, where we expose the forces shaping your financial world. Today, we're digging into the history of credit, from ancient loans to the trillion-dollar debt machines of 2026.
This video explores the evolution of credit and its pervasive impact, highlighting key aspects of our financial education and personal finance journeys. We also touch upon the role of money and investing in understanding the broader finance landscape.
Credit is sold as freedom, but history shows it's often a trap. In this deep dive, we trace the dark evolution of debt: from ancient usury that enslaved families, through the Medici banking empire that ruled Europe with hidden interest, to modern credit machines like JPMorgan, Citi, Chase, and the 2008 subprime crash that ruined millions. In 2026, US consumer debt exceeds $17 trillion — credit cards at 20%+ interest, student loans delaying homes and families.
Corporations borrow billions to avoid taxes while everyday Americans drown in minimum payments. We expose how consumer society pushes debt for status, why cash is vanishing, and how smart debt can build wealth instead of destroy it.
Timestamps:
0:00 – Intro: Credit as a Modern Trap
01:35 – Ancient Roots of Debt (Mesopotamia to Rome)
04:45 – Medieval Usury & the Medici Empire
08:30 – Modern Credit Machines (Rothschild to 2008 Crash)
11:05 – Credit in 2026 – America Shackled by Debt
12:47 – Turning the Tables: Smart Debt vs Consumer Slavery

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