South African Case Study: I'm 61 with R19 million - What Does My Retirement Plan Look Like?

Описание: In this video, I share the story of George, a South African nearing retirement who faced the same question many of us do: “How much can I spend without running out of money?”

We’ll unpack the five core questions that form the foundation of our Retirement Master Plan — the same framework we use at Family Wealth Custodians to help clients retire with clarity and confidence:

1️⃣ How much income do you need in retirement — and how do you draw it in the most cost-effective, sustainable, and tax-efficient way?
2️⃣ How do you achieve the best possible returns without taking unnecessary risk?
3️⃣ How can you optimise investments while reducing costs and complexity?
4️⃣ How do you transfer wealth to the next generation in a structured and tax-efficient way?
5️⃣ How do you keep the plan simple, clear, and easy to manage?

Through George’s story, you’ll see how we tackled real challenges like medical inflation, estate planning, and portfolio costs — and how a 3-Bucket Strategy can give you both income certainty and long-term growth.

✅ Whether you’re retiring with R5 million or R50 million, this framework applies.
✅ If you can answer these five questions, you’ve already solved 90% of retirement planning.

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Disclaimer: This video is for educational purposes only and does not constitute personal financial advice. Please consult a licensed financial planner or tax practitioner before making any decisions.

00:00 Introduction
03:31 Client Circumstances
05:41 Question 1
12:15 Question 2
17:40 Question 3
21:00 Question 4
24:46 Question 5
26:56 Conclusion