Financial Pulse - January 2026

Описание: In this January 2026 Financial Pulse, Drew and Mike discuss:

● Why strong market years are a good time to revisit risk tolerance
● The importance of cash-flow planning for the next 5–7 years
● A cautionary take on gold and silver price surges and “momentum” investing
● A New Year reflection exercise: defining your money values for 2026
● A practical checklist: freeze your credit, avoid idle cash in low-yield accounts, and consolidate old accounts

As you start the new year, take a minute to define what you want your money to do for you: security, freedom, family, giving, experiences. If you want help turning those values into a plan, call (410) 823-7283, or you can schedule a time to talk at your convenience through our website. And if you know someone who’d appreciate this message, forward the video their way.

Timestamps
00:06 — Welcome + January 2026 update
00:22 — January article preview: “The Beach House Decision…” (Roger Baer)
00:56 — Upcoming video: “11 Questions a Financial Advisor Gets” (Jackson & Alec)
02:18 — Quick market check-in + why strong years still call for perspective
03:05 — “Market pundits” after big gains + what you can actually control
03:58 — Risk tolerance check: downside vs. missed upside
04:09 — Cash-flow planning: what you may need in the next 5–7 years
04:39 — Gold & silver surge: excitement vs. intrinsic value
05:31 — Why metals may be rising + momentum risk
06:20 — New Year’s resolutions: money values for 2026
07:01 — How your money beliefs shape your actions
08:15 — Helping family with money: when it helps vs. when it hurts
08:47 — “Do it this year” checklist: credit freeze (identity theft protection)
09:31 — Stop leaving cash in low/no-interest accounts
10:01 — Consolidate scattered accounts (old stock plans, old 401(k)s, etc.)
10:44 — Consider a HELOC as a backup plan (situational)
11:09 — Revisit self-picked investments + whether they still fit
12:13 — Wrap-up