Tax-Free Retirement Planning: IUL vs Whole Life Breakdown (Episode 54)

Описание: Ready to speak with a Specialist? Book a free Quick Consult here:
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Claim Your Free Copy of The L.A.S.E.R. Fund Book
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Go to: www.iulinsiderpro.com

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Discover the real cost difference between Whole Life and Indexed Universal Life (IUL) and why “dividends” don’t equal net returns.

Uncover how rules shape death benefit requirements, how can surprise taxation be triggered, and why Internal Rate of Return (IRR) reveals what your illustration isn’t telling you.

This episode reveals:

Whole Life vs IUL costs, IRR, and why “guarantees” can be expensive
TEFRA, TAMRA, and MEC rules that control max funding and taxes
The worst tax traps: jock tax, high-tax states, and the 401(k) tax bomb

Whether you want tax-free retirement income, better liquidity, or fewer tax surprises, these strategies show a smarter path.

Timestamps:
00:00:10 — Introduction
00:01:20 — 2024 life insurance sales trends
00:04:06 — Rules that change funding strategy
00:06:33 — Apples-to-apples IRR comparison test
00:09:50 — Whole life illustration
00:14:31 — IUL illustration
00:23:08 — Why insurance can get cheaper
00:29:34 — Funding flexibility
00:32:49 — Worst tax traps
00:41:56 — The 401(k) tax bomb

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Ready to speak with a Specialist? Book a free Quick Consult here:
https://3dimensionalwealth.com/getsta...

Want to Learn More? Register For An Upcoming Event:
https://3dimensionalwealth.com/events

Claim Your Free Copy of The L.A.S.E.R. Fund Book
Go to: https://www.laserfund.com

Are you an advisor interested in what we teach?
Go to: www.iulinsiderpro.com

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