Do I Need Commercial Auto Insurance? 4 Questions Texas Business Owners Must Ask

Описание: If you’re a Texas business owner, one of the most common — and costly — mistakes we see involves commercial auto insurance.

Many business owners assume their personal auto policy protects them while driving for work.

In most cases… it doesn’t.

In this video, we break down 4 critical questions that determine whether your vehicle should be insured under a commercial auto policy:

✔ Do you transport equipment, materials, goods, or employees?
✔ Does your vehicle have business branding (logos, magnets, wraps)?
✔ Is the vehicle titled in your business name?
✔ Do your contracts require higher limits or additional insured language?

If you answered yes to any of these, your business could be exposed.

General liability does NOT automatically cover auto-related claims.

At Leal Insurance Services, we help Texas business owners understand their risk and structure their coverage correctly — before there’s a claim.

If you're unsure how your vehicles are insured:
👉 Fill out our quick online questionnaire and get clarity on your coverage.
Better answers now beat expensive surprises later.

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