LIC New Tech Term Plan 2026 | LIC TechTerm Plan in Hindi || LIC Term Insurance
Автор: Secure Tomorrow
Загружено: 2026-03-08
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LIC Tech Term Plan 2026 | Benefits & Premium
LIC Tech Term Plan is a pure online term insurance plan offered by Life Insurance Corporation of India for individuals looking for simple, affordable, and government-backed life protection. In this detailed review of LIC Tech Term Plan, we explain its features, benefits, eligibility criteria, premium options, and exclusions.
LIC Tech Term Plan is a non-linked, non-participating pure risk term plan designed to provide financial security to your family in case of an unfortunate event during the policy tenure.
Since LIC Tech Term Plan is a pure term insurance plan, it does not offer any maturity benefit if no claim is made.
In this video, you will learn:
Key benefits of LIC Tech Term Plan
Death benefit payout structure
High sum assured rebate for 1 crore and above
Flexible premium payment options - Single, Regular, and Limited
Entry age (18 to 65 years) and maturity age (up to 80 years)
Policy term options (10 to 40 years)
Minimum sum assured starting from ₹50 lakh
Level Sum Assured vs Increasing Sum Assured option
Rider benefits available under LIC Tech Term
Plan
Important exclusions including suicide clause and non-disclosure
One of the biggest advantages of LIC Tech Term Plan is that it is completely online, making the buying process simple with minimal paperwork. Female policyholders can also benefit from lower premium rates under LIC Tech Term Plan. However, before buying LIC Tech Term Plan, it is important to understand exclusions such asnon-disclosure of pre-existing diseases, alcohol or drug-related death, and specific waiting period conditions.
If you are searching for a government-backed ₹1 crore term insurance plan with transparent benefits and no investment component, LIC Tech Term Plan can be a suitable option for long-term financial protection.
Always compare term insurance plans carefully based on premium, claim settlement ratio, and coverage benefits before making a final decision.
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