Why Medicare Supplement Rates Will Keep Rising (And What Agents Must Explain)

Описание: #insurancefmo #insuranceagent #medicaretraining
Medicare Supplement sales increased this year, but not for the reasons many agents think. In this video, we explain why guaranteed issue enrollments from Medicare Advantage plan terminations are accelerating long-term Medicare Supplement rate increases. You’ll learn how CMS policy, market dynamics, and agent communication gaps are shaping the future of Medicare Advantage, Supplements, and Part D. This is must-know context for agents who want to educate clients, set expectations, and protect their book of business.

0:00 Why Medicare Supplement Sales Increased This Year
0:23 Guaranteed Issue Is Driving Rate Increases
0:58 Why Sick Lives Hurt Supplement Risk Pools
1:29 Historic Medicare Supplement Rate Hikes
1:43 Why Double-Digit Increases Will Continue
2:00 Why the Government Isn’t Saving Supplements
2:25 Why Medicare Advantage Controls Costs
3:09 CMS Marketing Rule Changes Explained
3:52 Why Proposed CMS Rules Usually Become Final
4:11 CMS Eliminating the 48-Hour Scope Rule
4:27 Why CMS Wants Your NPI on Medicare.gov
5:00 Why Giving CMS Your NPI Doesn’t Help Agents
5:28 How CMS Tracks Agent Enrollment Patterns
6:21 Problems With the Medicare Provider Directory
6:49 CMS Special Enrollment Due to Directory Errors
7:07 Is Medicare Trying to Remove Agents?
7:37 Why Agents Aren’t Going Away Anytime Soon
7:59 Why Agents Must Explain How They’re Paid
8:31 Why Self-Enrollments Cost Agents Commissions
9:03 How Medicare.gov Is Training Clients to Bypass Agents
9:25 Why Medicare Agents Must Market Better
10:06 Communicating With Clients After AEP
10:29 What Changes Clients Should Expect Next
11:03 How Agents Should Handle Medicare Communications
11:27 What Agents Can Do Right Now

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