How Much Do We Need To Spend $15,000/Month In Retirement?

Описание: Most people guess when it comes to retirement spending. $5K, $10K, $16K a month, but is that really the right number?

In this episode, Ari Taublieb, CFP® and host of the Early Retirement Podcast, breaks down a real retirement plan to show how vague goals lead to real problems.

Our Case Study couple wants to retire early and spend $16,000/month. Sounds reasonable — until you realize they didn’t account for healthcare, new cars, college for their kids, travel, or long-term care.

Ari walks through how we’d approach this at Root. You’ll see how dialing in your numbers, with real goals, real timelines, and flexibility, creates a clearer and more realistic retirement plan.

You’ll learn:
Why retirement spending changes over time (and how to plan for that shift)
What the “retirement smile” really means — and why it matters
How small income in retirement (like part-time work) protects long-term wealth
The biggest mistake people make when setting a monthly number
How to think like a business owner when managing your portfolio
If you're serious about retiring early or just want to avoid costly assumptions, this episode is for you.

No jargon. No fluff. Just a better way to plan.

Interested in a custom strategy to retire early?
→ https://www.rootfinancial.com/start-h...

––––––––––––––––––––––––––––––
Time Stamp
00:00 Why You Should Dream Big
03:00 What Ari Would Do
06:06 Don't Cheat Yourself
07:58 Encouraging Yourself With A Smile
09:53 Final Thoughts & Disclaimer
––––––––––––––––––––––––––––––
PODCAST - https://earlyretirementpodcast.com/
INSTAGRAM -   / earlyretirementari  
LINKEDIN -   / aritaublieb  

What video topic would you like to see discussed in a future video?

Ari Taublieb, CFP®, MBA, is the Vice President of Root Financial Partners (Fiduciary) and host of the Early Retirement Podcast.

––––––––––––––––––––––––––––––
📣 Are you taking advantage of tax planning before 2026? Most people hoping to retire early know they're leaving money on the table but don't know how to fix it.

👉 Subscribe to our channel and press the bell icon.

–––––––––––––––––––––––––––––
⚠️ DISCLOSURE⚠️

Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.

The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.

Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsements.

Participation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.