Calculating Social Security Spousal Benefits with Dual Entitlement

Описание: In today's video I'm covering calculating the spousal benefit for a spouse who also has their own benefit. This is important to understand because your own benefit and your spousal payment are NOT calculated the same when it comes to reductions for filing early or increases for filing later.

RESOURCES:
My video on Spousal Benefits
   • Social Security Spousal Benefits: The Comp...  

Congressional Research Service “Social Security Dual Entitlement”
https://crsreports.congress.gov/produ...

Entire POMS Chapter on Computation of Monthly Benefits
https://secure.ssa.gov/apps10/poms.ns...

Dual Entitlement
https://secure.ssa.gov/apps10/poms.ns...

“A RIB is figured independently of any past or present spouse's benefit reduction except if DIB is involved”
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“The amount payable as a spouse will be the difference between the spouse's benefit and the RIB.”
https://secure.ssa.gov/apps10/poms.ns...

The big chart on benefit reductions
https://secure.ssa.gov/apps10/poms.ns...

The SSA quick calculator on early retirement spousal benefits.
https://www.ssa.gov/oact/quickcalc/sp....


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