5 REASONS You Were DENIED A Credit Card + My US Bank DENIAL

Описание: Credit card denials are no fun. This video will help you avoid some of the pitfalls of getting denied for a cards. I’ll also show you resources to make sure you don’t walk into an instant credit card denial.
I was recently denied for a US Bank card because of too many opened accounts within the last 12 months. After calling for reconsideration, I’m awaiting a decision from manual underwriting. This is different from the time I called Chase for reconsideration and just had to wait on the phone for a decision. If they stand by their decision, I might call again to fight for the card.
5 reasons you were denied for a credit card:
1. Low credit score
2. Too new to credit
3. Too aggressive, too many inquiries
4. Credit card balance too high
5. The bank is just a jerk
Sometimes the reason you were denied isn’t cut and dry. In the credit card community, some banks have their own personalities, like US Bank. They are notoriously inquiry sensitive. On the other hand, American Express is known for being super lenient.
This list is not all-encompassing, but these are some of the most common reasons.
Here’s a list of resource websites for research:
https://www.doctorofcredit.com/citis-...
https://milestomemories.com/credit-ca...
https://thepointsguy.com/guide/credit...
https://milestomemories.com/us-bank-r...

I'm Noble Credit. I do entertaining credit card videos, check below for video links.
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