Here’s The WORST MISTAKE People Make When Buying A New Car!
Автор: Untamed Motors
Загружено: 2026-02-01
Просмотров: 3818
Описание:
The car market is crashing quietly. People are giving up on buying new cars every 3-5 years like they used to. With prices skyrocketing, lenders are getting "creative" and offering hugely extended loans. Trapping people in auto loan debt endlessly.
Here’s The BIGGEST Mistake People Make When Buying A New Vehicle in 2026!
In 2025, the average auto loan duration is approximately 67 to 69 months, with new car loans averaging 69.07 months and used cars around 67.43 months in Q3 2025. Driven by high vehicle prices, loan terms often range from 60 to 70 months, with a notable increase in 84-month (seven-year) financing.
Roughly 22% of new-car shoppers in early 2025 committed to 84-month loans.
Subprime buyers (501-600) often take longer terms (approx. 74 months), while "super prime" buyers (781-850) average around 64-65 months.
Longer, 72-to-84-month terms are used to make high-priced vehicles more affordable, even though they result in higher total interest paid.
More people are taking 96-month (8-year) auto loans, and their popularity is increasing as vehicle prices rise. ~2% of all loans taken in 2025 were 96 month loans.
Average price of a new vehicle in 2026 is over $50K. Average new truck price is right at $65K.
Average interest rate is still around 7% and used vehicles are at 11%.
Risk of having negative equity increases tremendously. Amount paid in interest is sickening.
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