How Much Funds Are Required for Schengen Visa? 💶 | Country-wise Bank Balance Guide | 2025

Описание: ✈️ One of the most common questions for Schengen Visa applicants is:
“How much bank balance is actually required?”

The truth is — there is NO one-size-fits-all amount for a Schengen visa.
Your required funds depend on which country you apply through, because the cost of living and travel expenses vary from country to country.

In this video, you’ll learn:

✅ Why Schengen visa funds are country-specific
✅ How cost of living affects visa approval
✅ Which countries need higher bank balance
✅ Which countries allow lower fund amounts
✅ Safe fund benchmarks for Schengen applications
✅ How to choose the right country based on your funds

🌍 Country-wise Fund Guidance

High-Cost Countries
If you apply through countries like Switzerland or the Netherlands, you should show higher funds, as accommodation, food, and tourism costs are significantly higher.

Lower-Cost Countries
Countries like Austria, Spain, and the Czech Republic are relatively affordable.
Applicants with slightly lower funds still have good chances if the file is prepared correctly.

💰 Recommended Fund Benchmarks

✅ Ideal Balance:
Around ₹6 Lakhs (INR 600,000) — suitable for applying through any Schengen country.

✅ Minimum Safer Balance:
Around ₹5 Lakhs (INR 500,000) — better to apply through Austria, Spain, or the Czech Republic.

💡 Pro Tip

Embassies don’t just check your bank balance — they check:
✔️ Expense matching with itinerary
✔️ Duration of stay
✔️ Source of funds
✔️ Overall travel intent

A well-planned file is more important than showing extra money.

⚠️ Important

❌ Avoid fake bank statements or sudden fund transfers
❌ Don’t blindly apply to high-cost countries with low funds
✔️ Always match your country choice with your financial profile

🌍 Watch till the end to understand how to select the right Schengen country based on your bank balance.

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