What a Title Company REALLY Does (Title Insurance, Escrow & Closings Explained)

Описание: “Do I need owner’s title insurance?” “What does a title company actually do?” In this deep dive, KJ from Assets Real Estate sits down with Mike Palacios (Fortis Title & Escrow) to break down title, escrow, title insurance, liens, surveys, heirs, and how closings really get done—including creative finance (subject-to, novations, wholesale, flips).

You’ll learn:

Title company vs. attorney: what’s the real difference (and who should you use)?

Owner’s title insurance: when it saves you—and when it won’t

How liens, judgments, and heir issues are cleared so you can get clear & marketable title

Survey problems, “illegal subdivisions,” and why permits get denied

Behind-the-scenes workflow: how great title teams prevent last-minute deal killers

The #1 trait that keeps closings on track: communication & accountability

Chapters:
01:24 Title Co vs Attorney: myth busting
02:50 Title insurance—simple, real-world explanation
04:55 Liens & judgments: how they’re actually cleared
06:44 Do you really need owner’s title insurance?
09:29 Can someone take your house without owners title insurance?
10:00 Wild deal: 15+ heirs, prisons, POAs & child-support liens
12:12 Surveys, subdivisions, and permit nightmares
13:36 Enhanced vs standard policies & cost logic
15:22 What really breaks deals—lender, title, or agent?
19:15 Inside the title workflow (software, tasks, comms)
22:00 “Extra shrimp” service: going the extra mile
24:26 What buyers should review before closing (CD)
25:40 Where to find Fortis Title & Escrow

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