Saving Isn’t the Secret to Wealth: The Wealth Ladder Strategy with Nick Maggiulli

Описание: What actually builds wealth...saving, investing, or something else entirely?

In this episode of Wealth on the Move, host Will Hoffman sits down with Nick Maggiulli, COO of Ritholtz Wealth Management and author of The Wealth Ladder, to break down how wealth is really built, and why most people follow the wrong advice at the wrong stage.

Nick explains why income matters more than cutting spending, how financial strategies must evolve over time, and why focusing on investing too early can distract from what actually moves the needle.

🎙️ In this episode, we cover:
• Why cutting spending won’t make you wealthy
• The six levels of the Wealth Ladder explained
• What to focus on in your 20s, 30s, 40s, and beyond
• How risk tolerance should align with goals — not comfort
• Lifestyle inflation and when it actually matters
• Why emotional investing hurts returns more than markets
• How wealthy individuals think differently about money

📘 The Wealth Ladder provides a roadmap for building wealth — from financial safety to financial freedom — without one-size-fits-all advice.

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Connect with Nick:
LinkedIn:   / nickmaggiulli  
Instagram:   / nickmaggiulli  
Nick's Website: https://ofdollarsanddata.com/
Link to The Wealth Ladder: https://www.amazon.com/Wealth-Ladder-...


Connect with Will Hoffman:

http://www.hoffmanwealth.com
(724) 522-5411
[email protected]
LinkedIn: Will Hoffman:   / willhoffmanhwm  
Facebook: Hoffman Wealth Management:
  / hoffman-wealth-management-101186562746291  
YouTube: Hoffman Wealth Management:    / @hoffmanwealthmanagement