Why I Stopped Saving for My Kids the ‘Normal’ Way 👀
Автор: Sara Morris | Financially Fit
Загружено: 2025-09-05
Просмотров: 1499
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My girls are blessed with so much love whether its birthday cards with cash or surprise gifts earned cash🎁✨
But let’s be real: at 4 and 9 years old, they’re not ready to steward a $50 birthday bill or understand the true value of delayed gratification 😂
Like most parents, we used to have a regular savings account for them…
But then we learned that we could make that money work harder for them...now and for their future?
So I did what I help other families do:
I opened Million Dollar Baby policies (Indexed Universal Life) designed just for kids💥
Here’s why I chose this instead of a low yield savings account or a 529 plan:
🔒 Zero market risk (protected growth)
📈 Tax-free compounding for decades
💸 Future access for college, weddings, real estate (not just education)
💖 Permanent life insurance + generational legacy
When they are grown and responsible, they’ll have access to potentially 6 figures of cash value. And if they keep it going?
We’re talking millionaire status by retirement, without ever touching the stock market.
Our strategy to raise financially literate and empowered kids:
1️⃣ Invest early and consistently
2️⃣ Teach them how money actually works
3️⃣ Give them ownership and let them learn through real-life money experiences
Because I’m not raising consumers.
I’m raising stewards.
Leaders.
Legacy builders💪🏼👧🏼👧🏼
👇 Want to see how to set this up for your child or grandchild?
Comment “BABY” and I’ll send you the step-by-step guide we use to build lifelong wealth for our girls. 💰💕
#MillionDollarBaby #WellToWealth #SmartMoneyMoves #LegacyBuilding #FinancialLiteracyForKids #ModernParenting #MomLife #WealthBuilding #MoneyMom #TaxFreeGrowth #IndexedGrowth #IULForKids #GenerationalWealth #MoneyTipsForMoms
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