3-Step Budgeting System That Actually Works (Real Figures For Real Life)

Описание: I’ve tried every budgeting method going – fancy apps, online trackers, colour-coded spreadsheets – but nothing stuck. What finally worked? A simple 3-step system I now follow every month using my Ultimate Budgeting Planner (my bestselling physical planner available on my Etsy store).
In this video, I’ll show you exactly how to:
1️⃣ Map your money flow so you know exactly what you’re working with.
2️⃣ Bucket your spending into Fundamentals, Fluid Expenses and Future You – so every pound has a job.
3️⃣ Reflect and replan to make your budget work better every single month.

Whether you’re new to budgeting or starting again after falling off track, this method keeps things clear, flexible, and realistic – even with rising living costs. No complicated tech, no over-restriction… just a system that works for real life.

✨ Grab my Ultimate Budgeting Planner here: https://thebudgetmumuk.etsy.com

All business here: [email protected]

Timestamps:
00:00 – Why most budgeting systems fail
02:14 – Step 1: Map your money flow
05:24 – Step 2: The three budgeting buckets
09:42 – Step 3: Reflect and replan
16:33 – Final thoughts

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https://thebudgetmumuk.etsy.com

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WHO AM I?
If we haven't met before, Hi! I'm Samantha, a teacher turned entrepreneur and I've gone from treading the daily grind to successfully running several businesses and turning my finances around. I have evidence based strategies and tools to help you be more productive and financially aware, and build a life you love.


Disclaimer and Disclosures-
This content is for educational and entertainment purposes only. Samantha, also known as The Budget Mum UK, does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstance of any specific investor, and might not be suitable for all investors. Past performance is not indicative of future results. all investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. As always, thank you so much for your support. You are AMAZING!