Case Conference: Pensions for Incorporated Business Owners | MoneyScope 18

Описание: Meet with PWL Capital: https://pages.pwlcapital.com/en-ca/co...

In this episode of Money Scope, Benjamin Felix and Dr. Mark Soth take a deep look into pension options for Canadian incorporated professionals. Building on their previous pension episode, they analyze whether Individual Pension Plans (IPPs) or Multi-Employer Pension Plans (MEPPs) like HOOP make sense through real-world case studies. Financial planner Aravind Sithamparapillai joins to break down detailed modeling of HOOP and how it compares to RRSPs, IPPs, and RCAs. The conversation tackles tax implications, income planning, and behavioral factors that affect pension decisions—equipping listeners with a clearer framework to assess their own options.

Timestamps:

0:00:00 Intro
0:04:48 Case 1: Choosing not to Use an IPP
0:10:00 Case 2: Choosing to Use an IPP
0:17:38 Case 3: IPP with Moderate Corporate Income
0:21:42 Choosing to Buy HOOPP or Medicus (With Aravind Sithamparapillai)
0:35:19 Case 4: HOOPP Makes Sense
0:58:43 Case 4b: Full Pension with 1% CPI
1:00:06 Case 4c: 2% Inflation Increases to the Pension
1:05:09 Case 4d: What if They Waited until Age 50 to Contribute to the Pension?
1:13:26 Case 5: Pass on the Pension

Links From Today’s Episode:

Dr. Mark Soth (The Loonie Doctor) — https://www.looniedoctor.ca/
Dr. Mark on X — https://x.com/LoonieDoctor
Benjamin Felix — https://www.pwlcapital.com/author/ben...
Benjamin on X — https://x.com/benjaminwfelix
Benjamin on LinkedIn —   / benjaminwfelix