DreamSave User Testimonials

Описание: DreamSave is an award-winning digital savings group app for emerging markets. It's never been easier for informal community banks, savings groups, and VSLAs to manage financial records, achieve savings goals, build credit history, and connect securely to formal financial services.

For more information, email: [email protected].

DreamSave benefits include:

• SIMPLIFIES RECORDS – DreamSave walks you through every meeting step, making it fast and easy to record transactions with a few quick taps.

• SAVES TIME – DreamSave cuts meeting times by up to half. Your group spends less time on tedious calculations and management, giving you more time for the things you care about.

• ENFORCES POLICY - Groups enter their constitution setup, and DreamSave does the rest, enforcing policies automatically and consistently.

• ELIMINATES ERRORS - Transactions are calculated automatically, and entries that seems unlikely are flagged to prevent human errors.

• PREVENTS FRAUD – DreamSave makes it impossible to tamper with records or conduct side deals.

• AUTOMATES SHAREOUT – Groups see their progress throughout the cycle. When they are ready to share out, everything is automatic. No calculations, no disputes, no surprises.

• IMPROVES TRANSPARENCY – Members receive personalized meeting summaries and transaction receipts by SMS after each meeting, even if they could not attend in person.

• TRACKS GOALS – Members set savings goals for the cycle, and DreamSave tracks their progress each week with engaging graphics, animations, and charts.

• PREDICT EARNINGS – DreamSave uses smart algorithms to estimate how much each member will earn at shareout, giving participants a realistic way to plan for the future.

• MOTIVATES ACHIEVEMENTS – Members earn “Dream Stars” for achieving goals and can even have fun competitions against each other to help motivate better outcomes.

• BUILDS CREDIT HISTORY – Builds a credit history for members who work hard to save and repay loans, making it easier to get favorable terms from formal financial services.

• DIGITAL PASSBOOKS – Members with feature phones receive data by SMS, while members with smartphones can track their digital passbook 24x7 for all groups they are part of.

• WORKS OFFLINE – DreamSave works offline so even rural groups with unreliable networks can enjoy all the benefits. Whenever a mobile network is available, DreamSave connects transparently and automatically to back up your records through our innovative DreamSync technology.

• AUTOMATIC DATA COLLECTION – As groups meet, data is securely backed up to the cloud where it can be viewed by authorized NGO partners in the DreamSave Insights data analytics system.