Forgotten Bank Accounts? Find Your Lost Money FAST with RBI's UDGAM Portal! (78,213 Crore Unclaimed)
Автор: Everyday Finance Explained
Загружено: 2025-11-14
Просмотров: 47
Описание:
💰 How to Find Your Forgotten Bank Accounts & Unclaimed Deposits using UDGAM!
Description: Are you wondering if you or your family might have forgotten an old bank account, fixed deposit (FD), or investment? You are not alone! Indian banks currently hold a staggering ₹78,213 Crore (as of March 2024) in unclaimed deposits—money that belongs to you, your parents, or your grandparents! This video is your complete guide to solving this common financial problem. We reveal the stories behind these forgotten accounts: Starting a new job or moving to a new city and forgetting the first account. Shifting overseas (NRIs) and leaving local Indian accounts behind. Accounts of deceased loved ones (like grandparents) whose investments were unknown to the family.💡
The Solution:
RBI's UDGAM Portal The Reserve Bank of India (RBI) has launched a game-changer: the UDGAM portal (Unclaimed Deposits - Gateway to Access information). UDGAM is a centralized platform that lets you search for unclaimed deposits across multiple major banks in one place, saving you time and effort. In this video, you will learn the simple
3-Step Process to use UDGAM:
Step 1: Registration: How to quickly register your mobile number on the UDGAM portal.
Step 2: Account Search (The Secret!): Discover how UDGAM uses a powerful 'Near Match' Algorithm to find accounts, even if the details (like name, address, or father's name) in the bank records are slightly different from your current IDs (PAN/Aadhaar). We show you a detailed example!
Step 3: Funds Claim: What to do next once you find a match and how to contact the concerned bank to successfully claim your money with the right documents. Don't let your hard-earned money sit unclaimed! Watch this tutorial now and start your search for lost savings today.
🔗 Important Links & Resources
UDGAM Portal Official Website: https://udgam.rbi.org.in & https://udgam.rbi.org.in/unclaimed-de...
Timestamps-
Time Topic:
0:00 Introduction & The Emotional Story of Forgotten Accounts
0:45 The Shocking Reality: ₹78,213 Crore Unclaimed Deposits in India
1:15 What is RBI's UDGAM Portal? (The Solution!)
1:50 Step 1: How to Register on UDGAM
2:20 Step 2: Searching Accounts & The "Near Match" Algorithm Explained
3:30 Step 3: How to Claim Your Money
4:05 UDGAM's Big Impact & Final Call to Action
#UDGAM #UnclaimedDeposits #LostMoney #RBI #ForgottenAccounts #FinancialTips #IndianBanking #PersonalFinance #ClaimYourMoney #FinanceIndia
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