Who should adjust a property insurance claim

Описание: Who Should Be Allowed to Adjust a Property Insurance Claim? | Steven J. Badger & Scott Harris

Who should really be allowed to adjust a property insurance claim?

Public adjusters? Contractors? Engineers? Attorneys? Insurance company adjusters? Independent adjusters? Or is the real issue competency—not job title?

Tonight, Steven J. Badger, Partner at Zelle LLP, joins Scott Harris, CEO of NAPAICC INC., for an unedited, 53-minute conversation exploring one of the most important questions facing the property insurance industry.

There were no scripts.

No edits.

No rehearsed answers.

Just two professionals with different perspectives discussing the future of property insurance claims.

In this episode, we discuss:

✅ What actually triggers a property insurance claim?

✅ Who owns the claim?

✅ The homeowner's duties after a loss.

✅ Contractors, roofing companies, and restoration contractors.

✅ When does a contractor cross the line into adjusting a claim?

✅ Assignment of Benefits and Assignment of Insurance Proceeds.

✅ MRP and preferred vendor programs.

✅ UPPA (Unauthorized Practice of Public Adjusting).

✅ The role of Public Adjusters.

✅ Independent Adjusters—then versus now.

✅ Desk adjusters and today's fragmented claim process.

✅ Engineers, ladder assist companies, and third-party experts.

✅ Coverage determinations and policy interpretation.

✅ Artificial Intelligence and the future of claim handling.

✅ Legislative reform and professional competency.

Whether you're a homeowner, public adjuster, carrier adjuster, independent adjuster, contractor, restoration professional, engineer, attorney, or simply interested in how property insurance really works, this conversation is for you.

We don't expect everyone to agree.

We do hope everyone leaves better informed.

🎙️ Guest: Steven J. Badger, Partner – Zelle LLP

🎙️ Host: Scott Harris, CEO – NAPAICC INC.

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💬 Question for the comments:

Who do YOU believe should be allowed to adjust a property insurance claim—and why?


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