Before you buy an alternative health plan...

Описание: Some consumers look at alternative health plans as a way to save money. Don’t assume they’ll provide traditional major medical coverage. https://www.tdi.texas.gov/consumer/al...

Vea este video en Español:    • Antes de comprar un plan de salud alternat...  

Alternative plans may not be regulated by the state, and they don’t have to follow federal Affordable Care Act (ACA) rules.Unlike ACA plans, these plans:

May not cover all injuries or illnesses, including preexisting and chronic conditions.
May have waiting periods to join, pay less for each service, and limit their total yearly payments.
Don’t allow you to get federal help – such as tax credits and cost-sharing reductions – to lower your premiums and out-of-pocket costs.

Alternative health plans include:

Short-term plans
Limited benefit plans
Subscription plans
Discount plans
Health care sharing ministries
Association plans

https://www.tdi.texas.gov/consumer/he...
https://www.tdi.texas.gov/consumer/he...
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   • Before you buy a health plan...  
   • How to shop for a health plan  
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   • Help with a mental health issue  

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00:00 Before you buy an alternative health plan...
00:06 Do alternative health plans cover the same things as ACA plans?
00:19 What does an alternative health plan cover?
00:36 What are some types of alternative health plans?
00:45 How can you find the best health plan?
01:10 If you have health insurance questions, call 800-252-3439 or visit https://www.tdi.texas.gov