Buying Health Insurance For Chronic Diseases?! Know The Full Truth! | Beshak

Описание: Not freshers or call centres - consult India's top 5% insurance experts powered with sophisticated research on Beshak. Book your FREE call here:

https://www.beshak.org/advisor/?forms...

Can you get a health insurance plan even if you are already diagnosed with a medical condition/disease? We have received this question so many times now, so decided to talk in detail about it.
In this episode of Insurance Unfiltered (Season 2), we’ll break down everything you need to know about getting health insurance when you have a pre-existing disease. No fluff, no confusing jargon — just practical, honest advice. Watch the whole video to understand insurance better.

Key Highlights:
📌 What Counts as a pre-existing disease?
📌 How to file your proposal form without errors that lead to claim rejections?
📌 What are waiting periods and permanent exclusions?
📌 What can lead to claim rejection?
📌 How to change insurers without losing benefits?
📌 How to deal with agent misguidance?

Video Chapters:
00:00 Introduction
1:55 Will you get health insurance with existing diseases?
4:39 What all things an Insurance company see before covering someone?
7:20 To what extent should you declare your disease to the Insurance company?
9:14 How will your Insurer find out if you have an existing disease?
12:28 Do not be in denial of your diseases
14:18 Should you ask your insurer for a medical check-up?
16:01 Is it mandatory for you to do a medical test?
17:37 What is the right way to fill up your proposal form?
18:49 What if you forget to mention some detail in your proposal form?
19:54 What happens if you acquire a disease after taking a health policy?
25:34 What happens if an agent advises withholding certain information from the insurer to save money when the policy was issued?
29:08 Do all diseases have a waiting period, or just specific ones?
29:39 Can we reduce the waiting period by paying a higher premium?
30:08 Are there any policies in the market with a 0 waiting period?
31:08 If they have a main disease and develop others due to it, will they be covered by health insurance?
33:00 Are there any products in the market that cover diseases from day 0?
33:50 Are there any steps a person should take at the time of policy renewal?
35:00 At a time of portability, what steps should be taken?
38:39 If a doctor misses a condition, what are the consequences?
40:41 Steps for buying health insurance with a pre-existing condition and no policy.
45:45 A person should buy the right health insurance in guidance with the right experts.
45:54 Conclusion


🤩 Our Popular Videos That Will Simplify Insurance For You:

📹 Health Insurance Guide : How to Choose the Right Sum Insured (2025)-
   • Health Insurance Guide: How to Choose the ...  

📹 Is Beshak Too Good To Be True? -
   • 20+ HARD Questions with Founder | Is Besha...  

📹 6 Problems in Corporate Insurance Your Employer Won’t Tell You!-    • 6 Problems in Corporate Insurance Your Emp...  

📹 How Health Insurance’s Future Looks In India! -
   • Health Insurance in India is Changing Fast...  

🔗 Don’t forget to like, share, and subscribe ‪‪@Beshak‬ for more expert insights!

Connect With Us:
YouTube:    / @beshak  
Instagram:   / beshakorg  
LinkedIn:   / beshak  
Twitter: https://x.com/BeshakIN

Experience Insurance the way it should be - with ‪@Beshak‬

https://www.beshak.org/advisor/?forms...

#healthinsurance #preexistingdiseases #insuranceclaims #insurancepodcast #podcast #conversation #awareness #claimrejection #tips #disease #treatment #podcastshow