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Best Cash ISAs 2026

Автор: Fran Marie

Загружено: 2026-01-23

Просмотров: 7998

Описание: Best Cash ISAs 2026 // These are the best cash ISAs in 2026. These are the cash ISAs with the highest interest rates that you can open right now in January 2026. Interest rates on cash ISAs are still high compared to standard savings account interest rates. So if you are looking for a high interest savings account, this is the video for you. Now is an ideal time to open a new cash ISA or transfer an existing cash ISA!

Cash ISAs enable you to save money in a savings account without paying tax on the interest. You will never pay tax on the interest accrued in a cash ISA. You can add up to £20,000 every tax year into your ISAs. In this video, I tell you all the key info you need to know about the best easy access ISAs, the best limited access ISAs and the best fixed term ISAs that you can open right now. I share my personal review of them all, having saved in many of the ISAs myself. These are the high interest rate cash ISAs with the top interest rates you can find at the moment, so be sure to watch until the end to find out about all of them. These are all of the best cash ISAs in 2026.

LINKS

Bank of Ireland https://www.bankofirelanduk.com/savin...

Coventry Building Society https://www.coventrybuildingsociety.c...

Atom Bank https://www.atombank.co.uk/savings/is...

Plum https://prf.hn/click/camref:1100l4752j/

Trading 212 https://www.trading212.com/invite/11R... Use my link and add £1 to the Invest section of the app to get a FREE fractional share worth up to *£100*. (Terms apply. In this video, I talk about the cash ISA, which is a savings product.)

eToro https://cutt.ly/E-toro-cash-isa (Variable rate correct as of 22.01.26. Your capital is at risk. ISA powered by Moneyfarm. ISA rules apply. UK residents only. The Cash ISA interest rate is variable and linked to the secure and protected Qualifying Money Market Fund (QMMF) your money is held in.)


💬 More personalised help

I get a lot of questions that are hard to answer properly in YouTube comments.

So I’ve set up two options if you’d like more personalised guidance:

• Money Questions - submit a longer question and I’ll reply in detail
• Money Calls - a 1:1 call where we can talk things through calmly and clearly

This is education and guidance, not financial advice - to help you understand your options and feel more confident with money.

👉 Money Questions: https://www.frantalksfinance.com/prod...
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▶️ If you found this video helpful, like, subscribe, and hit the notification bell so you don’t miss my next video    / @franmariee  

📧 For business or collaboration enquiries: [email protected]

My Favourite Money Platforms
➡️ British Airways Amex Credit Card - My Favourite Credit Card https://americanexpress.com/en-gb/ref... (get 6,000 FREE bonus Avios with this link)
➡️ Currensea Travel Card - My Favourite Travel Card https://www.secure.currensea.com/refe... (get £10 free with £100 spend in foreign currency)
➡️ Trading 212 - My Favourite Cash ISA
https://www.trading212.com/invite/11R... (Get a FREE fractional share worth up to £100 when you deposit £1 in the Invest section of the app. Terms apply. The cash ISA is a savings product. If you choose to invest £1 to get the free fractional share, please be aware that when investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.)
➡️ Hargreaves Lansdown - My Stocks & Shares ISA https://cutt.ly/hargreaveslansdown-st...
➡️ iFAST GB - My Favourite Bank Account
https://cutt.ly/Fran-Marie-iFastGB (Get £5 FREE using my link)
➡️ Tide - My Favourite Business Bank Account https://cutt.ly/tide-business-current
➡️ Loqbox - My Favourite Credit Building Tool https://www.loqbox.com/en_gb/loqbox-i... (Get £5 free and the chance to double your savings with this link)
➡️ Top Cashback - My Favourite Cashback Site https://www.topcashback.co.uk/ref/fra... (Get £15 free cashback when you sign up)
➡️ Freetrade - My Favourite Investing App https://cutt.ly/Fran-Marie-Freetrade (get a free share worth up to £200 with this link)


My Simple Budget Tracker http://www.frantalksfinance.com/produ...

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Disclaimer: Educational purposes only. Not financial advice. Affiliate links included; support helps the channel at no cost to you.

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