UK Pension Changes 2026 Explained 💷 | Max Your Retirement Income & Avoid Costly Mistakes

Описание: UK Pension Changes 2026 Explained 💷 — What Every Retiree Must Know
In this video, I break down all the major UK pension updates in 2026, including changes to the State Pension age, how the State Pension amount is increasing, National Insurance contribution impacts, tax rules, and practical steps you must take to maximize your retirement income. Whether you’re over 65 now or planning your retirement soon, this guide helps you understand exactly when and how much you can get — and the big mistakes that cost thousands of pounds.

0:00 – Intro: What’s changing in 2026?
0:45 – State Pension Age & How It Affects You
2:10 – Max Pension Income — How to Fill NI Gaps
4:00 – Tax + Retirement Income You Must Know
5:30 – Benefits & Pension Credit Many People Miss
7:15 – Practical Planning Tips for 60+ & 75+
9:00 – Should You Delay State Pension?
10:15 – Defined Contribution & Workplace Pensions Explained
12:00 – Annuities vs Drawdown — Choosing the Right Option
13:30 – Savings, ISAs & Investments in Retirement
15:00 – Property, Downsizing & Equity Release
16:30 – Budgeting: Essential vs Discretionary Spending
18:00 – Working Part-Time After 65/75: Pros & Cons
19:30 – Longevity & Planning for a 20–30 Year Retirement
21:00 – Professional Advice & Reviewing Your Plan Regularly
22:15 – Final Tips & Key Takeaways

What You’ll Learn in This Video:
✔ How the UK State Pension age change affects YOU
✔ What the triple lock means for your pension rate
✔ National Insurance credit gaps & how to fill them
✔ Tax on pension income and how to plan for it
✔ Benefits and credits you might qualify for
✔ Smart retirement planning tips for 65+ and 75+

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