What Factors Go Into Credit Utilization Calculation?
Автор: Credit Guide 360
Загружено: 2025-12-12
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Описание:
Ever wondered how your credit utilization is calculated and why it's so important for your credit score? This video breaks down the key components that determine this crucial factor, helping you understand how to manage it effectively. Discover the secrets to optimizing your credit usage and boosting your financial health.
In this video, you'll learn:
► The precise definition of credit utilization and its impact on your credit score.
► Which types of credit accounts are included in the utilization calculation.
► How to calculate your own credit utilization ratio accurately.
► The ideal utilization percentage to aim for to maintain a healthy credit profile.
► Practical strategies to improve your credit utilization and enhance your creditworthiness.
#CreditUtilization, #CreditScore, #CreditTips, #PersonalFinance, #CreditGuide360
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