Getting 2 Social Security Checks? Don't Spend That Money

Описание: Dr. Ed Weir breaks down a case from one of his own one-on-one audience consultations that left him stunned: a Social Security processing error that has had a longtime survivor-benefits recipient receiving two full checks every month since April — and getting her Medicare Part B premium deducted twice. She did everything right, switching from survivor benefits to her own higher record at 70 after years of smart delayed retirement credits, but a glitch (or a staffing gap, Dr. Ed suspects, after thousands of experienced Social Security employees were pushed out) left both accounts paying out at once. Dr. Ed walks through how the survivor-to-own-record switch is supposed to work, why a double Part B premium deduction is nearly impossible to create by accident, and what to do if you're ever overpaid.

Then he answers viewer questions live: why an Annual Notice of Change pushed one viewer's yearly prescription drug costs from $54 to $130 and what to check before a plan locks in; whether someone on SSDI with a Medicare Advantage plan can add a Medicare supplement (Medigap) at 65 without a huge premium jump; why Medicare already started pulling the $202.90 Part B premium for a viewer who just claimed Social Security at 64; and, for someone filing in October ahead of a November birthday while still working, what to watch for beyond the earnings limit — especially automatic Part A and Part B enrollment timing.

He also covers Medicare options for a viewer who lost coverage through a spouse's job and was denied Social Security disability for epilepsy, and helps a viewer check eligibility for divorced survivor benefits after a 21-year marriage when they don't have their ex-husband's Social Security number.

If you want help sorting through your own Medicare choices — Medicare Advantage, Medicare supplement plans, or Part B timing — without being pushed toward any one plan, Chapter, the Medicare partner Dr. Ed works with, can walk through your options. Visit www.askchapter.org/fireside or call 364-225-6653.

Looking for a Medicare partner you can trust? www.askchapter.org/fireside — or call 364-225-6653
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