SWP vs Ad Hoc Withdrawal: Mistakes Most Investors Make

Описание: Most investors focus on how to invest, but very few think deeply about how to withdraw. And that is where costly mistakes happen.

In this episode of Nivesh Pe Charcha, Host Sumit Mehta speaks with Mr. Jay Kumar Bhatt(Founder, JKFinserv) where they break down Systematic Withdrawal Plans (SWP) and explain how they can bring structure, discipline, and tax efficiency to cash flows especially during retirement or regular income needs.

This conversation covers:

💡 What an SWP is and how it differs from ad hoc or lump sum redemptions

💡 Why unplanned withdrawals are often driven by emotions, not logic

💡 How asset allocation and fund selection shape SWP outcomes

💡 The importance of protecting capital before chasing income

💡 How market cycles affect withdrawals and how to manage them

💡 Common SWP mistakes investors make and how to avoid them

💡 Why disciplined withdrawals matter more than perfect timing

--------------------------------------------------------------------------------------------------------------------------

👉 Watch Nivesh Pe Charcha Series (Diversification Playbook) -    • Nivesh Pe Charcha (Diversification Playbook)  

📢 Follow us on:

Facebook: https://www.facebook.com/profile.php?...
Twitter: https://x.com/Growwamcltd
LinkedIn: https://www.linkedin.com/company/grow...

Disclaimer: Mutual fund investments are subject to market risks. Past performance may or may not be sustained in the future. Please read all scheme-related documents carefully and consult a financial adviser before investing.