The Psychological Trap Behind Buy Now, Pay Later Payments ! Market Modulus!

Описание: The Psychological Trap Behind Buy Now, Pay Later Payments ! Market Modulus!

Buy Now, Pay Later sounds harmless. No interest. No pressure. Just smaller payments spread over time. But behind that simplicity is a powerful psychological trap that quietly changes how people spend, borrow, and justify debt.

In this video, we break down the behavioral psychology behind Buy Now, Pay Later systems and why they feel easier than credit cards—even when they often cost more in the long run. You’ll learn how payment splitting reduces spending pain, why delayed consequences weaken self-control, and how modern fintech platforms use timing and framing to influence decisions.

This is not a rant against technology or consumer choice. It’s a clear, calm explainer of how BNPL works on the human brain, why it’s growing rapidly in the US, UK, and Canada, and what risks most users don’t notice until much later. If you care about personal finance, consumer debt, and understanding how money systems shape behavior, this video will change how you see “interest-free” payments.

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