How To Invest In ETF or Index Funds

Описание: ETF or index fund is one of the easiest and best ways to invest for most people. In this video, I’ll tell you what is an ETF, what are the benefits, which etf to invest in and how to buy.

INVESTING
► Interactive Brokers https://kvli.link/ibkr
► Webull (free stock) https://kvli.link/webull
► moomoo Futu SG (free stock) https://kvli.link/moomoo
► Tiger Brokers (free stock) https://kvli.link/tiger
► uSMART (free stock) https://kvli.link/usmart
► POEMS Cash Plus https://kvli.link/poems
► Saxo https://kvli.link/saxo
► moomoo US (free stocks) https://kvli.link/moomoous
► Syfe https://kvli.link/syfe
► Seeking Alpha (offer price) https://kvli.link/seekingalpha

ROBOADVISORS
► Endowus (free $20) https://kvli.link/endowus
► Syfe https://kvli.link/syfe
► MoneyOwl (free $20) https://kvli.link/moneyowl
► StashAway (50% off fees) https://kvli.link/stashaway
► AutoWealth (free $20) CODE "Tan Kel Vin" https://kvli.link/autowealth

CRYPTO
►‌ Gemini (free $10) https://kvli.link/gemini
► KuCoin https://kvli.link/kucoin
► Crypto.com app (free $25) CODE "kelvinlearnsinvest" https://kvli.link/cryptoapp
► Crypto.com exchange CODE "kelvinlearnsinvest" https://kvli.link/cryptoexchange
► Coinhako (20% discount) https://kvli.link/coinhako
►‌ Luno (free $5) https://kvli.link/luno
►‌ Coinbase (free $10) https://kvli.link/coinbase
►‌ Independent Reserve https://kvli.link/independentreserve
► Ledger https://kvli.link/ledger

PAYMENT
► Trust Bank (free $10) CODE "R2MQBA4S" https://kvli.link/trust
► Instarem Amaze CODE "plTefu" https://kvli.link/amaze
► CardUp ($30 off) CODE "KELINVEST" https://kvli.link/cardup
► ipaymy https://kvli.link/ipaymy
► GooglePay (free $3) CODE "eo13e2v" https://kvli.link/googlepay
► Revolut https://kvli.link/revolut
► YouTrip (free $5) https://kvli.link/youtrip
► BigPay (free $5) CODE "QBHVUHL7HU" https://kvli.link/bigpay
► Wise (free transfer) https://kvli.link/wise
► SIA Kris+ (free $5) CODE "T425139" https://kvli.link/krisplus
► DBS Paylah (free $5) CODE "AHVULE614"
► FavePay (free $1) CODE "FAVETANKEL" https://kvli.link/fave

LIFESTYLE
‌► EverDesk Table (up to $145 off) CODE "22+KLI" https://kvli.link/everdesk
► ErgoTune Chairs (up to $30 off) CODE "22+KLI" https://kvli.link/ergotune
► Bokksu ($15 off) CODE "KELVINLEARNSINVESTING" https://kvli.link/bokksu
► Qoo10 https://kvli.link/qoo10
► Shopback (free $5) https://kvli.link/shopback
► Klook (free $5) https://kvli.link/klook
► Planner Bee https://kvli.link/plannerbee
► Envato https://kvli.link/envato
►‌ ‌ExpressVPN https://kvli.link/expressvpn

SOCIALS
► Instagram https://kvli.link/instagram
► Telegram https://kvli.link/telegram
► Twitter https://kvli.link/twitter

0:00 - Intro

0:48 - What is an ETF?
ETF is a basket of stocks that tracks something, eg basket of US stocks, basket of technology stocks.

1:20 - Benefits of ETF
Warren Buffett trusted index funds so much that he even made a $1 million bet with hedge fund managers that the S&P500 index fund will beat them, and he won! Here are the benefits of investing into an index fund.

1. Diversification
ETF has a lot of stocks in it. So even if 1 doesn’t do well, there are many others that will back it up. When you are buying into an ETF, you are betting that the entire index will do well, thus diversifying your risk.

2. Self rebalancing
There are strict criterias to join an index. For example to join the S&P500, a company needs to be profitable for the last few quarters. This means any company that is consistently losing money will be removed from the index, then replaced with a better company.

3. Low cost
An ETF has extremely low cost. For example VOO only has 0.03% expense ratio, while a mutual fund like Allianz Income And Growth has 1.54%. Over the long term, the fee will eat into the returns.

4. Passive investing
When you invest in stocks, you have to do a lot of work, eg study the company, keep up to date with latest news, check stock price. But when you invest in an ETF, there’s nothing to do, other than to consistently invest your money. This saves you a lot of time.

4:52 - Which ETF to invest in?
Growth of dividend focused
If you choose growth ETF like VUG, you will get higher returns. If you choose dividend ETF like VYM, you will receive passive income, but get a lower return. Another downside of dividend ETF from US is, there’s a 30% withholding tax on dividends. So you’ll be losing alot of money to taxes.

Representing what

8:07 - How to buy
9:11 - Best investing strategy

Some of the links and other products that appear on this video are from companies which Kelvin Learns Investing will earn an affiliate commission or referral bonus.