Total and Permanent Disability (TPD) Insurance Explained

Описание: TPD insurance provides a lump sum benefit if you totally and permanently disabled and can never work again.

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--TIME STAMPS—
00:00 Introduction to TPD
01:00 What is TPD insurance?
01:34 Sum insured
02:14 Calculating your level of TPD insurance
03:13 Definition of TPD
04:20 Structuring TPD
05:44 Cost of cover
06:22 Stepped vs level premium
07:31 Applying for cover
08:14 The underwriting process
09:02 Linking TPD to Life insurance
09:31 The Guided Investor approach

DISCLAIMER:
The information contained in this video is for Australian residents only. The information does not take into account the particular investment objectives or financial situation of any potential viewer. It does not constitute, and should not be relied on as, financial or investment advice or recommendations (expressed or implied) and it should not be used as an invitation to take up any investments or investment services.

No investment decision or activity should be undertaken on the basis of this information without first seeking qualified and professional advice.

The video is power by Guided Investor. Guided Investor is a corporate authorised representative (CAR:001290418) of Symmetry Group (AFSL: 426385). Its employees or contractors do not represent or guarantee that the information is accurate or free from errors or omissions and therefore provide no warranties or guarantees. Guided Investor disclaims any and all duty of care in relation to the information and liability for any reliance on investment decisions, claiming the use or guidance of this publication or information contained within it.

For more information, please visit: https://guidedinvestor.com.au/