Towards a Savings and Investment Union Conference | Opening Remarks by Aleksandra Mączyńska

Описание: The BETTER FINANCE conference “Towards a Savings and Investment Union” brought together high-level policymakers, industry leaders, consumer advocates, and financial experts to address one of the European Union’s most pressing challenges: unlocking the €10 trillion in household savings currently held in low-yield bank deposits and reorienting them towards productive investments that support long-term growth, pension adequacy, and EU competitiveness.

Aleksandra Mączyńska, Managing Director at BETTER FINANCE, opened the conference with a strong call to action, underlining that the current financial ecosystem has failed retail investors through low returns, opaque product structures, high fees, and excessive complexity. These shortcomings have eroded trust and discouraged participation. However, she emphasised that the EU should leverage the momentum of the European Commission’s recent communication to deploy impactful tools such as simplified PEPPs, auto-enrolment mechanisms, and a potential savings and investment union.

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