2025 UPDATED! Roth IRA at Charles Schwab: Tutorial On How To Open, Contribute & Invest

Описание: Our Roth IRA is our our #1 wealth-building account - this step-by-step video covers how to open, contribute to, and invest in a Roth IRA at Charles Schwab, completely updated for 2025. Getting started investing can seem complex, but Roth IRAs are a great option for beginners (trust me - we know!). Roth IRAs are available to nearly everyone with earned income below a certain threshold and allow you to grow and invest your money completely tax-free. Don't just open a Roth IRA though, you also need to invest it if you want it to grow for retirement. Roth IRAs are also an amazing wealth-building account because unlike any other retirement account, the IRS allows you to withdraw your original contributions (not the gains) at any time, at any age, penalty free and tax-free. Roth IRAs have some limitations like maximum annual contribution limits and a 10% early withdrawal penalty (for the gains) if you withdraw before age 59.5. Watch on for more!

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